SMS Terms

The program

Loanable Test Funding LLC (Loanable) texts people who applied with us about their own application: its status, documents we need, and answers to their questions. We don’t send marketing or promotions by text.

How you join

Check the optional box on our application. Agreeing to texts isn’t required to apply. You can also agree in writing, or by texting us first.

How often

Message frequency varies, typically under 10 messages a month while your application is open.

What it costs

Message and data rates may apply. Your mobile carrier’s plan decides what those are. We don’t charge for our texts.

How to stop

Reply STOP to any text at any time. You’ll get one message confirming it, and no more texts unless you reply START.

How to get help

Reply HELP to any text, or email [email protected] or call (833) 800-3883.

Who can join

You must be at least 18, and the account holder or an authorized user of the mobile number you give us.

Carriers

Mobile carriers aren’t liable for delayed or undelivered messages.

Your privacy

Our Privacy Policy explains how we handle your information. We don’t share, sell, or provide your mobile number or your consent to texts to third parties or affiliates for marketing or promotional purposes.

Changes

We may update these terms and will post the new version here. Last updated November 2, 2026.